When an unexpected bill hits or a time-sensitive expense pops up, getting fast cash is more important than ever. Title loans offer a simple solution, using the title to your vehicle as collateral, you can access the money you need quickly, all while continuing to drive your car.
At Bar C Finance, we’ve been helping Texans with title loans since 2002. Our process is quick, straightforward, and built around your schedule. Whether you’re dealing with an emergency or just need a short-term financial boost, we’re here with the support and funding to get you through it, without the red tape.
No gimmicks. No waiting days for an answer. Just local, friendly help when you need it.
Title loans give you access to a higher loan amount than most short-term options. Since your vehicle secures the loan, we’re able to approve more borrowers, even if you’ve had credit issues in the past. If you need same-day cash and own your vehicle, this could be the fastest and most flexible option available.
Fast Cash Based on Your Car’s Value: We use the value of your vehicle, not your credit score, to determine your loan amount. This gives many borrowers access to more funding, even with past financial setbacks.
Same-Day Processing: Most approvals happen in a matter of hours. That means you could drive away with cash the very same day.
Keep Driving Your Car: Your vehicle stays with you. As long as you’re on time with your payments, you’ll keep full use of your car throughout the life of the loan.
Simple Requirements: No long list of documents or complicated paperwork. We just need your title, a valid ID, and proof of income to get started.
Short-Term Flexibility: Title loans typically have a repayment term of 15 to 30 days, making them ideal for one-time expenses or short-term needs
Loan Term: Due within 15–30 days
Our title loans are short-term loans designed for fast repayment without dragging out interest.
Processing Speed: Same-day funding available
Many of our customers leave with cash in hand the same day they apply.
Affordable Payments: Not intended for long-term affordability
Title loans are structured for immediate needs, not for long installment payback plans.
Builds Credit: Does not contribute to credit history
These loans are not designed to boost or repair your credit score.
We keep it simple. Whether you apply online or visit us in person, the process is designed to be fast and stress-free.
1: Apply: Start with a quick online form or stop by one of our local offices. You’ll just need some basic details about your car and income.
2: Review and Approval: Our team will review your application, check your title, and give you a clear explanation of your options. No surprises or fine print—just straight answers.
3: Finalize and Fund: Once approved, you’ll sign your loan documents and receive your funds, often within minutes.
4: Keep Driving: Your car stays with you. Make payments as scheduled and stay in full control of your vehicle.
5: Pay Off the Loan: Once your loan is paid in full, your title is released and returned to you. No delays or added steps.
We keep requirements simple so you can get help fast. Here’s what you need:
A Valid Photo ID: We’ll need to verify your identity. A state-issued ID or driver’s license works just fine.
Your Vehicle Title: You must own the vehicle outright. The title should be in your name and free of liens.
Proof of Income: This helps us confirm your ability to repay. A recent pay stub or benefits statement usually does the trick.
Your Vehicle for Inspection: We’ll take a quick look at your car to assess its value, it’s fast, easy, and handled on-site.
We’ve earned the trust of borrowers all across Texas by providing dependable, same-day lending that’s clear and respectful. We’re not just a website, we’re your neighbors.
Real Offices with Local Staff: We proudly serve Brownsville, Edna, El Campo, Karnes City, Lake Jackson, Laredo, Rio Grande City, and Sealy. Our team lives and works in these communities, and we treat every customer like a neighbor.
Transparent Loan Terms: You’ll know exactly how much you’re borrowing, what it costs, and when it’s due.
Fast Funding: We’re built for speed. Most loans are completed and funded in just one visit.
No Credit Score Needed: Title loans are based on your vehicle’s value, not your credit report.
Friendly, No-Judgment Service: Life happens. Whether it’s a repair, a bill, or an emergency, we’ll walk you through it without making things harder than they need to be.
There are times when a payday loan or installment plan isn’t enough. Title loans can help you cover larger expenses or short-term emergencies that demand more funding.
Major Car Repairs: Fix your vehicle using the title as security, without taking out a credit-based loan.
Medical Emergencies: From urgent procedures to medication costs, title loans can give you same-day access to what you need.
Utility Bills and Housing Costs: Don’t risk shut-offs or late fees. Title loans help keep your home running and your family stable.
Debt Catch-Up: When other bills start piling up, a short-term loan can provide the breathing room to get back on track.
Unexpected Travel or Emergencies: If you need to get somewhere fast or handle a family emergency, a title loan can make it possible.
Title loans aren’t right for everyone. If you need something smaller or prefer more time to repay, we offer other options too:
Loans from $100 to $1,760 with repayment terms from 3 to 36 months. These loans are ideal for customers who need a little more flexibility or want to build a track record of repayment.
Short-term loans due on your next payday, typically within two weeks. Perfect for smaller, immediate needs with same-day funding.
Not sure which one fits your situation? Our local team will help you choose what works best, without pressure.
Wherever you are in Texas, Bar C Finance is nearby and ready to help. We proudly operate local offices in: Brownsville, Edna, El Campo, Karnes City, Lake Jackson, Laredo, Rio Grande City, or Sealy
Each location is staffed with experienced team members who understand the financial needs of their community. Walk in, give us a call, or apply online, we’re here for you every step of the way.
How much can I borrow with a title loan?
It depends on the value of your vehicle. We’ll do a quick inspection and let you know right away what you qualify for.
Can I still drive my car while repaying the loan?
Yes. As long as your payments are up to date, your vehicle remains yours to drive.
Do I need a perfect credit score?
Not at all. Title loans are based on your car, not your credit report.
How fast can I get approved?
In most cases, we approve and fund loans the same day you apply.
Is my information secure?
Absolutely. We protect your personal data and never share your details.
Need cash fast? Own your car? Bar C Finance makes it easy to turn your vehicle title into quick, same-day funding. We’re proud to serve communities across Texas with trusted, local title loan solutions.
Stop by your nearest office or apply online to get started. Our team is standing by, ready to help you take the next step with confidence.
